{"id":1851,"date":"2025-06-09T16:05:52","date_gmt":"2025-06-09T07:05:52","guid":{"rendered":"https:\/\/velynpilatestimes.co.kr\/?p=1851"},"modified":"2025-06-09T16:05:52","modified_gmt":"2025-06-09T07:05:52","slug":"2024%eb%85%84-%ec%9a%b0%eb%a6%ac%eb%82%98%eb%9d%bc-%ed%87%b4%ec%a7%81%ec%97%b0%ea%b8%88-%ed%88%ac%ec%9e%90-%eb%b0%b1%ec%84%9c","status":"publish","type":"post","link":"https:\/\/velynpilatestimes.co.kr\/?p=1851","title":{"rendered":"2024\ub144 \uc6b0\ub9ac\ub098\ub77c \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790 \ubc31\uc11c"},"content":{"rendered":"<div id=\"div_page\" class=\"inner odd_f_1 page1\">\n<p>&nbsp;<\/p>\n<div class=\"div_center\">\n<table id=\"1\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td><img decoding=\"async\" src=\"https:\/\/www.korea.kr\/docViewer\/result\/2025.06\/09\/9842276e54df6d01dbd88fb47cc0d27d\/9842276e54df6d01dbd88fb47cc0d27d.files\/image1_effect.jpg\" \/>\uc6a9<span class=\"div_inline\"><img decoding=\"async\" src=\"https:\/\/www.korea.kr\/docViewer\/result\/2025.06\/09\/9842276e54df6d01dbd88fb47cc0d27d\/9842276e54df6d01dbd88fb47cc0d27d.files\/image2_effect.jpg\" \/><\/span><\/td>\n<td>\ubcf4\ub3c4\uc790\ub8cc<\/td>\n<td>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"div_right\">\n<table id=\"2\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td>\ubcf4\ub3c4\uc2dc\uc810<\/td>\n<td>2025. 6. 9.(\uc6d4) 12:00<\/td>\n<td>(2025. 6. 10.(\ud654) \uc870\uac04)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"div_center\">\n<table id=\"3\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td>2024\ub144 \uc6b0\ub9ac\ub098\ub77c \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790 \ubc31\uc11c<\/p>\n<p>&#8211; \ud1f4\uc9c1\uc5f0\uae08 400\uc870\uc6d0 \ub3cc\ud30c, \ucd1d \uc801\ub9bd\uae08 431.7\uc870\uc6d0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"div_center\">\n<table id=\"4\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td valign=\"top\">&lt;\uadf8\ub798\ud504\ub85c \uc0b4\ud3b4\ubcf8 2024\ub144 \ud1f4\uc9c1\uc5f0\uae08&gt;<\/td>\n<\/tr>\n<tr>\n<td>\n<div class=\"div_center\">\n<table id=\"5\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>&nbsp;<\/td>\n<td colspan=\"8\">\u00a0\u00a0\ud1f4\uc9c1\uc5f0\uae08 \uc6b4\uc6a9\ud604\ud669<\/td>\n<\/tr>\n<tr>\n<td colspan=\"10\"><span class=\"div_inline\"><img decoding=\"async\" src=\"https:\/\/www.korea.kr\/docViewer\/result\/2025.06\/09\/9842276e54df6d01dbd88fb47cc0d27d\/9842276e54df6d01dbd88fb47cc0d27d.files\/image3.bmp_effect.png\" \/>\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td colspan=\"5\">&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<td colspan=\"4\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>&nbsp;<\/td>\n<td colspan=\"3\">\u00a0\u00a0\uc81c\ub3c4\ubcc4 \uc6b4\uc6a9\ud604\ud669<\/td>\n<td>&nbsp;<\/td>\n<td>3<\/td>\n<td>&nbsp;<\/td>\n<td colspan=\"2\">\u00a0\u00a0\uad8c\uc5ed\ubcc4 \uc6b4\uc6a9\ud604\ud669<\/td>\n<\/tr>\n<tr>\n<td colspan=\"4\"><span class=\"div_inline\"><img decoding=\"async\" src=\"https:\/\/www.korea.kr\/docViewer\/result\/2025.06\/09\/9842276e54df6d01dbd88fb47cc0d27d\/9842276e54df6d01dbd88fb47cc0d27d.files\/image4_effect.png\" \/>\u00a0<\/span><\/td>\n<td>&nbsp;<\/p>\n<p><span class=\"div_inline\"><img decoding=\"async\" src=\"https:\/\/www.korea.kr\/docViewer\/result\/2025.06\/09\/9842276e54df6d01dbd88fb47cc0d27d\/9842276e54df6d01dbd88fb47cc0d27d.files\/image5.bmp_effect.png\" \/>\u00a0<\/span><\/td>\n<td>&nbsp;<\/td>\n<td colspan=\"3\" valign=\"top\">\n<div>\n<div>\n<div><\/div>\n<div><\/div>\n<\/div>\n<\/div>\n<\/td>\n<td>&nbsp;<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.korea.kr\/docViewer\/result\/2025.06\/09\/9842276e54df6d01dbd88fb47cc0d27d\/9842276e54df6d01dbd88fb47cc0d27d.files\/image7.bmp_effect.png\" alt=\"\uadf8\ub9bc\uc785\ub2c8\ub2e4. \uc6d0\ubcf8 \uadf8\ub9bc\uc758 \uc774\ub984: CLP000059c80002.bmp \uc6d0\ubcf8 \uadf8\ub9bc\uc758 \ud06c\uae30: \uac00\ub85c 468pixel, \uc138\ub85c 535pixel\" \/><\/td>\n<\/tr>\n<tr>\n<td colspan=\"5\">&nbsp;<\/td>\n<td>&nbsp;<\/td>\n<td colspan=\"4\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>&nbsp;<\/td>\n<td colspan=\"3\">\u00a0\uc6b4\uc6a9\ubc29\ubc95\ubcc4\u2027\uad8c\uc5ed\ubcc4 \uc218\uc775\ub960<\/td>\n<td>&nbsp;<\/td>\n<td>5<\/td>\n<td>&nbsp;<\/td>\n<td colspan=\"2\">\u00a0\uac1c\uc778\ubcc4 \uc218\uc775\ub960 \ubd84\ud3ec\u00a0(DC\u00b7IRP)<\/td>\n<\/tr>\n<tr>\n<td colspan=\"3\"><span class=\"div_inline\"><img decoding=\"async\" src=\"https:\/\/www.korea.kr\/docViewer\/result\/2025.06\/09\/9842276e54df6d01dbd88fb47cc0d27d\/9842276e54df6d01dbd88fb47cc0d27d.files\/image8.bmp_effect.png\" \/>\u00a0<\/span><\/td>\n<td colspan=\"2\"><img decoding=\"async\" src=\"https:\/\/www.korea.kr\/docViewer\/result\/2025.06\/09\/9842276e54df6d01dbd88fb47cc0d27d\/9842276e54df6d01dbd88fb47cc0d27d.files\/image9.bmp_effect.png\" alt=\"\uadf8\ub9bc\uc785\ub2c8\ub2e4. \uc6d0\ubcf8 \uadf8\ub9bc\uc758 \uc774\ub984: CLP000048900da5.bmp \uc6d0\ubcf8 \uadf8\ub9bc\uc758 \ud06c\uae30: \uac00\ub85c 313pixel, \uc138\ub85c 401pixel\" \/><\/td>\n<td>&nbsp;<\/td>\n<td colspan=\"4\"><span class=\"div_inline\"><img decoding=\"async\" src=\"https:\/\/www.korea.kr\/docViewer\/result\/2025.06\/09\/9842276e54df6d01dbd88fb47cc0d27d\/9842276e54df6d01dbd88fb47cc0d27d.files\/image10.bmp_effect.png\" \/>\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div id=\"pagebreaker\" class=\"pagebreaker\"><\/div>\n<div id=\"div_page\" class=\"inner even_fe_1 page1\">\n<table id=\"6\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>&nbsp;<\/td>\n<td>\u00a0\u00a0\uc800\ucd95\ubcf4\ub2e4\ub294 \ud22c\uc790\ub97c \uc120\ud638\ud558\ub294 \ud2b8\ub79c\ub4dc\ub85c \uc810\uc9c4\uc801\uc778 \ubcc0\ud654<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\" div_inline\">\n<p>\u00a0\u00a02024\ub144 \ub9d0\u00a0\uae30\uc900 \ud1f4\uc9c1\uc5f0\uae08\u00a0\uc801\ub9bd\uae08\uc740\u00a0431.7\uc870\uc6d0\uc73c\ub85c\u00a03\ub144 \uc5f0\uc18d\u00a013%\u00a0\uc218\uc900\uc758\u00a0\uc99d\uac00\uc728\uc744\u00a0\uae30\ub85d\ud558\uba74\uc11c \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4 \ub3c4\uc785 \uc774\ud6c4\u00a0\ucd5c\ucd08\ub85c\u00a0400\uc870\uc6d0\uc744 \ub3cc\ud30c\ud558\ub294 \ub4f1\u00a0\uae09\uc18d\ud55c\u00a0\uc131\uc7a5\uc744 \ub098\ud0c0\ub0b4\uace0 \uc788\ub2e4.\u00a0\ud2b9\ud788 \ud380\ub4dc, ETF\u00a0\ub4f1\u00a0\uc2e4\uc801\ubc30\ub2f9\ud615*\u00a0\uc0c1\ud488\uc5d0 \ud22c\uc790\ud55c\u00a0\uae08\uc561\u00a0(75.2\uc870\uc6d0)\uc774 \uc804\ub144 \ub300\ube44\u00a053.3% \uc99d\uac00\ud558\ub294 \ub4f1 \uc6d0\uae08\ubcf4\uc7a5\uc774 \ub418\ub294\u00a0\u2018\uc800\ucd95\u2019\uc5d0\uc11c\u00a0\u2018\ud22c\uc790\u2019\ub85c \ud328\ub7ec\ub2e4\uc784 \ubcc0\ud654\uac00 \ub450\ub4dc\ub7ec\uc9c0\uace0 \uc788\ub2e4.<\/p>\n<p>*\u00a0\uc801\ub9bd\uae08 \uc911 \uc2e4\uc801\ubc30\ub2f9\ud615 \ube44\uc911 \ucd94\uc774(%)\u00a0:\u00a0(\u201822)\u00a011.3\u00a0\u2192\u00a0(\u201923)\u00a012.8\u00a0\u2192\u00a0(\u201924)\u00a017.5<\/p>\n<p>2024\ub144 \uc911\u00a0\uc5f0\uac04\uc218\uc775\ub960\uc740\u00a04.77%\ub85c \ucd5c\uadfc 2\ub144\uac04 \ubb3c\uac00\uc218\uc775\ub960\uc774\ub098 \uc815\uae30\uc608\uae08\u00a0\uae08\ub9ac\ub97c \uc0c1\ud68c\ud558\ub294 \uc2e4\uc801\uc744 \uac70\ub450\uc5c8\uc73c\uba70,\u00a0\uc5f0\uae08\uc218\ub839\uc758 \uacbd\uc6b0\u00a0\ud1f4\uc9c1\uc5f0\uae08\uc81c\ub3c4 \ub3c4\uc785 \ud6c4\u00a0\uae08\uc561 \uae30\uc900\u00a0\ucd5c\ucd08\ub85c \uc808\ubc18\uc744 \uc0c1\ud68c(57.0%)\ud558\ub294 \ub4f1\u00a0\uc77c\uc2dc\uae08\ubcf4\ub2e4\ub294 \uc5f0\uae08 \ud615\ud0dc\ub85c \uc218\ub839\ud558\ub294 \ube44\uc728\uc774 \uc810\uc9c4\uc801\uc73c\ub85c \uc99d\uac00\ud558\ub294\u00a0\uae0d\uc815\uc801\uc778 \ubcc0\ud654\uac00 \ub098\ud0c0\ub098\uace0 \uc788\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\u3010 \uc801\ub9bd\uae08 \uc6b4\uc6a9\ud604\ud669 \u3011<\/p>\n<p>2024\ub144 \ub9d0\u00a0\uae30\uc900 \ud1f4\uc9c1\uc5f0\uae08\u00a0\uc801\ub9bd\uae08\uc740 \uc804\ub144\ub9d0\u00a0\ub300\ube44\u00a049.3\uc870\uc6d0(12.9%)\u00a0\uc99d\uac00\ud55c\u00a0431.7\uc870\uc6d0\uc73c\ub85c \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4 \ub3c4\uc785 \uc774\ud6c4 \ucd5c\ucd08\ub85c\u00a0400\uc870\uc6d0\uc744 \ub3cc\ud30c\ud558\uc600\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\ud1f4\uc9c1\uc5f0\uae08 \uc801\ub9bd\uae08 \uc99d\uac00 \ucd94\uc774<\/p>\n<div class=\"div_center\">\n<table id=\"7\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td colspan=\"2\">\uad6c \ubd84<\/td>\n<td>2019<\/td>\n<td>2020<\/td>\n<td>2021<\/td>\n<td>2022<\/td>\n<td>2023<\/td>\n<td>2024<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\uc801\ub9bd\uae08(\uc870\uc6d0)<\/td>\n<td>221.2<\/td>\n<td>255.5<\/td>\n<td>295.6<\/td>\n<td>335.9<\/td>\n<td>382.4<\/td>\n<td>431.7<\/td>\n<\/tr>\n<tr>\n<td>&nbsp;<\/td>\n<td>\uc99d\uac10\ub960(%)<\/td>\n<td>16.4<\/td>\n<td>15.5<\/td>\n<td>15.7<\/td>\n<td>13.6<\/td>\n<td>13.8<\/td>\n<td>12.9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>\uc81c\ub3c4\uc720\ud615\ubcc4\ub85c \uc0b4\ud3b4\ubcf4\uba74\u00a0\ud655\uc815\uae09\uc5ec\ud615(\uc774\ud558,\u00a0\u2018DB\u2019)\u00a0214.6\uc870\uc6d0,\u00a0\ud655\uc815\uae30\uc5ec\ud615\u2027\uae30\uc5c5\ud615IRP(\uc774\ud558, \u2018DC\u2019)\u00a0118.4\uc870\uc6d0,\u00a0\uac1c\uc778\ud615IRP(\uc774\ud558, \u2018IRP\u2019)\u00a098.7\uc870\uc6d0\u00a0\uc21c\uc73c\ub85c,\u00a0DC\uc640 IRP \ube44\uc911*\uc758 \uc99d\uac00\uac00 \ub450\ub4dc\ub7ec\uc9c0\uac8c \ub098\ud0c0\ub0ac\ub2e4.<\/p>\n<p>* DC(%)\u00a0:\u00a0(\u201922)\u00a025.6\u00a0\u2192\u00a0(\u201923)\u00a026.5\u00a0\u2192\u00a0(\u201924)\u00a027.4<\/p>\n<p>IRP(%)\u00a0:\u00a0(\u201922)\u00a017.2\u00a0\u2192\u00a0(\u201923)\u00a019.8\u00a0\u2192\u00a0(\u201924)\u00a022.9<\/p>\n<p>\uc6b4\uc6a9\ubc29\ubc95\ubcc4\ub85c\ub294\u00a0\uc6d0\ub9ac\uae08\ubcf4\uc7a5\ud615(\ub300\uae30\uc131\uc790\uae08 \ud3ec\ud568)\uc774\u00a0356.5\uc870\uc6d0(82.6%),\u00a0\uc2e4\uc801\ubc30\ub2f9\ud615\uc774\u00a075.2\uc870\uc6d0(17.4%)\uc73c\ub85c \uc5ec\uc804\ud788 \uc6d0\ub9ac\uae08 \ubcf4\uc7a5\ud615\uc774 \ub300\ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\uace0\u00a0\uc788\uc73c\ub098, DC\uc640\u00a0IRP\ub97c \uc911\uc2ec\uc73c\ub85c\u00a0\uc2e4\uc801\ubc30\ub2f9\ud615 \uc6b4\uc6a9\ube44\uc911*\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud558\uace0\u00a0\uc788\ub294 \ucd94\uc138\uc774\ub2e4.<\/p>\n<p>*\u00a0\uc2e4\uc801\ubc30\ub2f9\ud615 \uc6b4\uc6a9\ube44\uc911(%)\u00a0:\u00a0(DB)\u00a06.8(+2.1%p), (DC)\u00a023.3(+5.2%p), (IRP)\u00a033.5(+5.6%p)<\/p>\n<\/div>\n<div id=\"pagebreaker\" class=\"pagebreaker\"><\/div>\n<div id=\"div_page\" class=\"inner odd_fe_1 page1\">\n<p>\u00a0\u00a0\uc2e4\uc801\ubc30\ub2f9\ud615 \uc0c1\ud488\uc758 \ud22c\uc790\ub0b4\uc5ed\uc744 \uc138\ubd80\uc801\uc73c\ub85c \uc0b4\ud3b4\ubcf4\uba74,\u00a0\ud380\ub4dc\uc758 \uacbd\uc6b0\u00a0TDF*\uac00\u00a0\ud22c\uc790 \uc0c1\uc704\ub97c \ucc28\uc9c0\ud568\uc5d0 \ub530\ub77c\u00a0\ud1f4\uc9c1\uc5f0\uae08 \ub0b4 \uc8fc\ub825 \uc0c1\ud488\uc73c\ub85c \uc790\ub9ac\uc7a1\uace0 \uc788\uc74c\uc744\u00a0\uc54c \uc218 \uc788\uc73c\uba70,\u00a0\ud22c\uc790\ube44\uc911\uc774 \ud655\ub300\ub418\uace0 \uc788\ub294\u00a0ETF\uc758 \uacbd\uc6b0 \uad6d\ub0b4\uc2dc\uc7a5\ubcf4\ub2e4\ub294 \uc8fc\ub85c\u00a0\ubbf8\uad6d \uc8fc\uc2dd\uc2dc\uc7a5\uc758 \uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub294 \uc0c1\ud488\uc5d0 \uc9d1\uc911 \ud22c\uc790\ub428\uc744 \uc54c \uc218 \uc788\ub2e4.<\/p>\n<p>* TDF(Target\u00a0Date\u00a0Fund) :\u00a0\ubaa9\ud45c\uc2dc\uc810(\uc740\ud1f4)\uc5d0 \ub9de\ucdb0 \ud380\ub4dc\ub97c \uad6c\uc131\ud558\ub294 \ud22c\uc790\uc790\uc0b0\uc758 \ube44\uc911\uc744 \uc870\uc808\ud558\uba74\uc11c \uc6b4\uc6a9\ud558\ub294 \ud3b8\ub4dc<\/p>\n<p>&nbsp;<\/p>\n<p>\u201924\ub144\ub9d0 \uae30\uc900 \uc801\ub9bd\uae08 \ud22c\uc790 \uc0c1\uc704 \uacf5\ubaa8\ud380\ub4dc \ubc0f\u00a0ETF<\/p>\n<p>(\ub2e8\uc704\u00a0:\u00a0\uc870\uc6d0, %)<\/p>\n<p>&nbsp;<\/p>\n<div class=\"div_right\">\n<table id=\"8\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td>\uc21c\uc704<\/td>\n<td>\uad6c\ubd84<\/td>\n<td>\uc720\ud615<\/td>\n<td>\uba85\uce6d<\/td>\n<td>\uc801\ub9bd\uae08<\/td>\n<td>\uc5f0\uc218\uc775\ub960*<\/td>\n<\/tr>\n<tr>\n<td>1<\/td>\n<td rowspan=\"5\">\uacf5\ubaa8<\/p>\n<p>\ud380\ub4dc<\/td>\n<td>\ud574\uc678\uc8fc\uc2dd\ud615<\/td>\n<td>\u25cb\u25cb\u25cb \uae00\ub85c\ubc8c\ud14c\ud06c\ub180\ub85c\uc9c0\uc99d\uad8c\uc790\ud22c\uc790\uc2e0\ud0c1<\/td>\n<td>1.3<\/td>\n<td>18.50<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>TDF<\/td>\n<td>\u25cb\u25cb\u25cb \uc804\ub7b5\ubc30\ubd84TDF2045\ud63c\ud569\uc790\uc0b0\uc790\ud22c\uc790\uc2e0\ud0c1<\/td>\n<td>1.0<\/td>\n<td>18.11<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>TDF<\/td>\n<td>\u25cb\u25cb\u25cb \uc804\ub7b5\ubc30\ubd84TDF2025\ud63c\ud569\uc790\uc0b0\uc790\ud22c\uc790\uc2e0\ud0c1<\/td>\n<td>0.9<\/td>\n<td>10.73<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>\uad6d\ub0b4\ud63c\ud569\ud615<\/td>\n<td>\u25cb\u25cb\u25cb\u00a0\ud1f4\uc9c1\uc5f0\uae08\ubc30\ub2f940\uc99d\uad8c\uc790\ud22c\uc790\uc2e0\ud0c1(\ucc44\uad8c\ud63c\ud569)<\/td>\n<td>0.8<\/td>\n<td>1.01<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>TDF<\/td>\n<td>\u25cb\u25cb\u25cb \uc804\ub7b5\ubc30\ubd84TDF2030\ud63c\ud569\uc790\uc0b0\uc790\ud22c\uc790\uc2e0\ud0c1<\/td>\n<td>0.8<\/td>\n<td>13.04<\/td>\n<\/tr>\n<tr>\n<td colspan=\"6\">&nbsp;<\/td>\n<\/tr>\n<tr>\n<td>1<\/td>\n<td rowspan=\"5\">ETF<\/td>\n<td>\ud574\uc678\uc8fc\uc2dd\ud615<\/td>\n<td>\u25cb\u25cb\u25cb \ubbf8\uad6dS&amp;P500<\/td>\n<td>1.9<\/td>\n<td>41.64<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>\ud574\uc678\uc8fc\uc2dd\ud615<\/td>\n<td>\u25cb\u25cb\u25cb \ubbf8\uad6d\ub098\uc2a4\ub2e5100<\/td>\n<td>1.2<\/td>\n<td>44.31<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>\ud574\uc678\uc8fc\uc2dd\ud615<\/td>\n<td>\u25cb\u25cb\u25cb \ubbf8\uad6d\ud14c\ud06cTOP10 INDXX<\/td>\n<td>0.8<\/td>\n<td>73.43<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>\ud574\uc678\ucc44\uad8c\ud615<\/td>\n<td>\u25cb\u25cb\u25cb \ubbf8\uad6d30\ub144\uad6d\ucc44\uc561\ud2f0\ube0c(H)<\/td>\n<td>0.7<\/td>\n<td>\u25b315.70<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>\ud574\uc678\uc8fc\uc2dd\ud615<\/td>\n<td>\u25cb\u25cb\u25cb \ubbf8\uad6dS&amp;P500TR<\/td>\n<td>0.6<\/td>\n<td>44.03<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>*\u00a0\uae08\uc735\ud22c\uc790\ud611\ud68c \ubc0f \ud55c\uad6d\uac70\ub798\uc18c\uc5d0 \uacf5\uc2dc\ub41c\u00a0(\uc628\ub77c\uc778)\ud380\ub4dc \uc218\uc775\ub960 \uae30\uc900<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\u3010 \uc5f0\uac04\uc218\uc775\ub960 \u3011<\/p>\n<p>\uc2e4\uc801\ubc30\ub2f9\ud615 \uc0c1\ud488\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \uc99d\uac00\ud558\uba74\uc11c\u00a02024\ub144\u00a0\ud1f4\uc9c1\uc5f0\uae08\u00a0\uc5f0\uac04\uc218\uc775\ub960\uc740\u00a04.77%*\ub85c\u00a0\ucd5c\uadfc\u00a05\ub144\u00a0\ubc0f\u00a010\ub144\uac04\u00a0\uc5f0\ud658\uc0b0 \uc218\uc775\ub960\u00a02.86%,\u00a02.31%\uc5d0 \ub300\ube44\ud558\uc5ec \uc591\ud638\ud55c \uc218\uc900\uc744\u00a0\uae30\ub85d\ud558\uc600\ub2e4.\u00a0\uc6b4\uc6a9\ubc29\ubc95\ubcc4\u00a0\uc218\uc775\ub960\uc740\u00a0\uc6d0\ub9ac\uae08\ubcf4\uc7a5\ud615\uc774\u00a03.67%,\u00a0\uc2e4\uc801\ubc30\ub2f9\ud615\uc774\u00a09.96%\ub85c \ub098\ud0c0\ub0ac\ub2e4.<\/p>\n<p>*\u00a0\uc5f0\uac04 \uc218\uc775\ub960 \ucd94\uc774(%): (\u201921)\u00a02.00\u00a0\u2192\u00a0(\u201922)\u00a00.02\u00a0\u2192\u00a0(\u201923)\u00a05.26\u00a0\u2192\u00a0(\u201924)\u00a04.77<\/p>\n<p>\uc81c\ub3c4\ubcc4 \uc218\uc775\ub960\uc740\u00a0DB\u00a04.04%,\u00a0DC\u00a05.18%,\u00a0IRP\u00a05.86%\ub85c,\u00a0\uc6b4\uc6a9\uc8fc\uccb4\uac00 \ud68c\uc0ac\uac00\u00a0\uc544\ub2cc \uac1c\uc778\uc774\uace0\u00a0\uc2e4\uc801\ubc30\ub2f9\ud615 \ube44\uc911\uc774 \ub192\uc740 \uc81c\ub3c4\uc77c\uc218\ub85d \uc0c1\ub300\uc801\uc73c\ub85c\u00a0\ub354 \ub192\uc740\u00a0\uc218\uc775\ub960\uc744 \uc2dc\ud604\ud558\uc600\ub2e4.\u00a0\uad8c\uc5ed\ubcc4 \uc218\uc775\ub960\uc744 \uc0b4\ud3b4\ubcf4\uba74\u00a0DC\uc640\u00a0IRP(\ud569\uc0b0\uae30\uc900)\ub97c \uae30\uc900\uc73c\ub85c\u00a0\uc740\ud589\u00a0\ubc0f\u00a0\ubcf4\ud5d8\u00a0\uad8c\uc5ed\uc740\u00a04%\u00a0\uc774\ud558\u00a0\uc218\uc775\ub960 \uad6c\uac04\uc5d0\u00a0\ub300\ubd80\ubd84(\uc740\ud589\u00a084.7%,\u00a0\ubcf4\ud5d8\u00a077.6%)\u00a0\ubab0\ub9b0 \ubc18\uba74,\u00a0\uc99d\uad8c \uad8c\uc5ed\uc740\u00a0\uace0\ub974\uac8c \ubd84\ud3ec\ub41c \uac00\uc6b4\ub370 \uc5f0\uac04 \uc218\uc775\ub960\uc774\u00a010%\ub97c \ucd08\uacfc\ud558\ub294 \ube44\uc728\ub3c4\u00a031.7%\uc5d0 \ub2ec\ud558\ub294 \ub4f1 \uc5ec\ud0c0 \uad8c\uc5ed\uc5d0 \ube44\ud574 \ub192\uc740 \uc218\uc900\uc744\u00a0\uae30\ub85d\ud558\uc600\ub2e4.<\/p>\n<\/div>\n<div id=\"pagebreaker\" class=\"pagebreaker\"><\/div>\n<div id=\"div_page\" class=\"inner even_fe_1 page1\">\n<p>\uad8c\uc5ed\ubcc4\u00a0DC\u2027IRP\u00a0\uc218\uc775\ub960 \uad6c\uac04\ubcc4 \uac00\uc785\uc790 \ube44\uc911(%)<\/p>\n<p>&nbsp;<\/p>\n<div class=\"div_center\">\n<p class=\" div_inline\">\n<table id=\"9\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td>\uad6c \ubd84<\/td>\n<td>0%\u00a0\ubbf8\ub9cc<\/td>\n<td>0~2%<\/td>\n<td>2~4%<\/td>\n<td>4~6%<\/td>\n<td>6~10%<\/td>\n<td>10~20%<\/td>\n<td>20%\u00a0\uc774\uc0c1<\/td>\n<\/tr>\n<tr>\n<td>\uc740\ud589<\/td>\n<td>1.4<\/td>\n<td>16.9<\/td>\n<td>66.4<\/td>\n<td>5.8<\/td>\n<td>4.4<\/td>\n<td>4.3<\/td>\n<td>0.9<\/td>\n<\/tr>\n<tr>\n<td>\uc99d\uad8c<\/td>\n<td>\u00a08.6*<\/td>\n<td>13.9<\/td>\n<td>25.2<\/td>\n<td>9.8<\/td>\n<td>10.8<\/td>\n<td>17.6<\/td>\n<td>14.1<\/td>\n<\/tr>\n<tr>\n<td>\ubcf4\ud5d8<\/td>\n<td>1.7<\/td>\n<td>11.6<\/td>\n<td>64.3<\/td>\n<td>14.6<\/td>\n<td>3.6<\/td>\n<td>3.3<\/td>\n<td>0.8<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>&nbsp;<\/p>\n<p>*\u00a0\uc218\uc775\ub960\uc774\u00a00%\u00a0\ubbf8\ub9cc\uc778 \uac00\uc785\uc790(8.6%)\u00a0\uc911\uc5d0\uc11c \u201310%\u00a0\ubbf8\ub9cc\uc740\u00a02.2%, -10~0%\ub294\u00a06.4%\uc5d0 \ud574\ub2f9<\/p>\n<p>&nbsp;<\/p>\n<p>\u3010 \uc5f0\uae08\uc218\ub839 \u3011<\/p>\n<p>2024\ub144\uc5d0\u00a0\ud1f4\uc9c1\uc5f0\uae08 \uc218\ub839\uc744\u00a0\uac1c\uc2dc(\ub9cc 55\uc138 \uc774\uc0c1)\ud55c \uacc4\uc88c\u00a057.3\ub9cc\uc88c\u00a0\uc911 \uc218\ub839\ubc29\ubc95\uc744 \uc77c\uc2dc\uae08 \ub300\uc2e0 \uc7a5\uae30\uac04 \uc5f0\uae08\uc218\ub839 \ubc29\uc2dd\uc73c\ub85c \uc120\ud0dd\ud55c \ube44\uc728\uc740\u00a013.0%*(7.4\ub9cc\uc88c)\ub85c \uc804\ub144(10.4%)\u00a0\ub300\ube44 2.6%p \uc99d\uac00\ud558\uc600\ub2e4.<\/p>\n<p>*\u00a0\uc218\uae09 \uac1c\uc2dc\u00a0\uacc4\uc88c\u00a0\uc911 \uc5f0\uae08\uc218\ub839 \ube44\uc728(%)\u00a0: (\u201922) 7.1\u00a0\u2192\u00a0(\u201923) 10.4\u00a0\u2192\u00a0(\u201924) 13.0<\/p>\n<p>&nbsp;<\/p>\n<p>\ud2b9\ud788,\u00a0\uae08\uc561 \uae30\uc900\uc73c\ub85c\ub294 \ucd1d \uc218\ub839\uae08\uc561\u00a019.2\uc870\uc6d0 \uc911\u00a057.0%*\uc5d0 \ud574\ub2f9\ud558\ub294\u00a010.9\uc870\uc6d0\uc774\u00a0\uc5f0\uae08\uc218\ub839\uc5d0 \ud574\ub2f9\ud558\uc5ec \uc77c\uc2dc\uae08\uc218\ub839 \ube44\uc911\uc744 \ub6f0\uc5b4\ub118\uc5c8\ub2e4.\u00a0\uacc4\uc88c\ub2f9\u00a0\uc5f0\uae08 \uc218\ub839\uc561\uc740\u00a01\uc5b5\u00a04,694\ub9cc\uc6d0,\u00a0\uacc4\uc88c\ub2f9 \uc77c\uc2dc\uae08\u00a0\uc218\ub839\uc561\uc740\u00a01,654\ub9cc\uc6d0\uc73c\ub85c \uc801\ub9bd\uae08\uc774 \uc801\uc744\uc218\ub85d \uc77c\uc2dc\uae08\uc73c\ub85c \uc218\ub839\ud558\ub294 \ud615\ud0dc\ub97c \ubcf4\uc778\ub2e4.<\/p>\n<p>*\u00a0\uc218\uae09 \uac1c\uc2dc\u00a0\uae08\uc561\u00a0\uc911 \uc5f0\uae08\uc218\ub839 \ube44\uc728(%)\u00a0: (\u201922) 41.9\u00a0\u2192\u00a0(\u201923)\u00a049.7\u00a0\u2192\u00a0(\u201924)\u00a057.0<\/p>\n<p>&nbsp;<\/p>\n<table id=\"10\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td>2<\/td>\n<td>&nbsp;<\/td>\n<td>\u00a0\u00a0\ub098\uc758 \ud1f4\uc9c1\uc5f0\uae08 \uc218\uc775\ub960\uc740 \uc5b4\ub5a0\ud55c\uac00?<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\" div_inline\">\n<p>\u00a0\u00a0\uae08\ubc88 \ubc31\uc11c\uc5d0\uc11c\ub294 \ud2b9\ubcc4\ud788 \uac00\uc785\uc790\ubcc4\ub85c \uc218\uc775\ub960 \ubd84\ud3ec\ub97c \uc0b4\ud3b4\ubcf4\uc558\ub2e4.<\/p>\n<p>\ub514\ud3f4\ud2b8\uc635\uc158*\uc744 \uc81c\uc678\ud55c \ud1f4\uc9c1\uae09\uc5ec \uc801\ub9bd\uae08\uc740 \ud1f4\uc9c1\uc5f0\uae08\uc0ac\uc5c5\uc790\uc778 \uae08\uc735\ud68c\uc0ac\uac00\u00a0\uc544\ub2c8\ub77c\u00a0\ud68c\uc0ac(DB)\u00a0\ub610\ub294 \ubcf8\uc778\uc774 \uc9c1\uc811 \uc120\ud0dd(DC, IRP)\ud558\uc5ec \ud22c\uc790\ud558\ub294 \ud615\ud0dc\uc774\ubbc0\ub85c\u00a0\ub098\uc758 \uc120\ud0dd\uc5d0 \ub530\ub978 \uc218\uc775\ub960\uc774 \uc804\uccb4 \uac00\uc785\uc790 \uc911 \uc5b4\ub290 \uc815\ub3c4\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0 \uc0c1\ub300 \ube44\uad50\ub97c \ud1b5\ud574\u00a0\ub098\uc758 \ud1f4\uc9c1\uc5f0\uae08 \ud604\uc8fc\uc18c\ub97c \ud30c\uc545\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub2e4.<\/p>\n<p>*\u00a0\ub514\ud3f4\ud2b8\uc635\uc158\u00a0: DC\uc640\u00a0IRP\u00a0\uac00\uc785\uc790\uc5d0 \ub300\ud558\uc5ec \uac00\uc785\uc790\uc758 \uc6b4\uc6a9\uc9c0\uc2dc\uac00 \uc5c6\uc744 \uacbd\uc6b0 \uc0ac\uc804\uc5d0 \uc815\ud55c \ubc29\ubc95\uc73c\ub85c \ud1f4\uc9c1\uc5f0\uae08\uc744 \uc6b4\uc6a9\ud558\ub294 \uc81c\ub3c4<\/p>\n<p>\uc6b0\uc120,\u00a0\ud1b5\uacc4\uc0c1\u00a0\uc804\uccb4 \uac00\uc785\uc790\uc758 \uc218\uc775\ub960\u00a0\uc911\uac04\uac12\uc740\u00a03.2%\ub85c \ud3c9\uade0\uac12\uc778\u00a04.77%\ubcf4\ub2e4\u00a0\ub0ae\uc740 \uac00\uc6b4\ub370\u00a0\ub300\ubd80\ubd84\uc758 \uac00\uc785\uc790\uac00\u00a02%~4%\uc758\u00a0\uc218\uc775\ub960\uc744 \uae30\ub85d\ud558\uc600\ub2e4. \uc6d0\ub9ac\uae08\ubcf4\uc7a5\ud615 \ube44\uc911\uc774 \ub192\uc740\u00a0DB\ub294 \uac00\uc785\uc790(\uc0ac\uc5c5\uc7a5 \uae30\uc900)\uc758\u00a085.3%,\u00a0DC\uc640\u00a0IRP\ub294 \uac01\uac01\u00a067.2%\uc640\u00a053.7%\uac00 \ubc14\ub85c \uc774 \uad6c\uac04\uc5d0 \ud574\ub2f9\ud55c\ub2e4.<\/p>\n<\/div>\n<div id=\"pagebreaker\" class=\"pagebreaker\"><\/div>\n<div id=\"div_page\" class=\"inner odd_fe_1 page1\">\n<p>DB\u2027DC\u2027IRP\uc758 \uc218\uc775\ub960 \uad6c\uac04\ubcc4 \uac00\uc785\uc790 \ube44\uc911(%)<\/p>\n<div class=\"div_center\">\n<table id=\"11\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td>\uad6c \ubd84<\/td>\n<td>0% \ubbf8\ub9cc<\/td>\n<td>0~2%<\/td>\n<td>2~4%<\/td>\n<td>4~6%<\/td>\n<td>6~10%<\/td>\n<td>10~20%<\/td>\n<td>20%\u00a0\uc774\uc0c1<\/td>\n<\/tr>\n<tr>\n<td>DB<\/td>\n<td>0.7<\/td>\n<td>6.1<\/td>\n<td>85.3<\/td>\n<td>7.1<\/td>\n<td>0.5<\/td>\n<td>0.2<\/td>\n<td>0.0<\/td>\n<\/tr>\n<tr>\n<td>DC<\/td>\n<td>1.3<\/td>\n<td>18.2<\/td>\n<td>67.2<\/td>\n<td>5.6<\/td>\n<td>3.2<\/td>\n<td>3.1<\/td>\n<td>1.4<\/td>\n<\/tr>\n<tr>\n<td>IRP<\/td>\n<td>3.7<\/td>\n<td>13.7<\/td>\n<td>53.7<\/td>\n<td>8.2<\/td>\n<td>7.4<\/td>\n<td>9.1<\/td>\n<td>4.2<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>\ubcf8\uc778\uc758\u00a0\uc0c1\ub300\uc801 \uc704\uce58\ub294\u00a0\ubd84\uc704\uc218\ubcc4 \uc218\uc775\ub960 \ud604\ud669\uc744 \ud1b5\ud574\u00a0\ube44\uad50 \uac00\ub2a5\ud558\ub2e4.\u00a0\uc608\ub97c\u00a0\ub4e4\uc5b4\u00a0IRP\uc758 \uc804\uccb4 \uac00\uc785\uc790\ub97c\u00a0100\uba85\uc774\ub77c\uace0 \uac00\uc815\ud560 \ub54c, 1\ub4f1\uc5d0 \ud574\ub2f9\ud558\ub294 \uac00\uc785\uc790\ub294\u00a033.2%\uc758 \uc218\uc775\ub960\uc744 \uae30\ub85d\ud558\uc600\uace0, 90\uc704\uc5d0 \ud574\ub2f9\ud558\ub294 \uac00\uc785\uc790\uc758 \uacbd\uc6b0 0.8%\uc5d0 \ud574\ub2f9\ud568\uc744 \uc54c \uc218 \uc788\ub2e4.<\/p>\n<p>\ub9cc\uc57d \ubcf8\uc778\uc758\u00a02024\ub144\uc911 \uc5f0\uae08\uc218\uc775\ub960\uc774\u00a06.3%\uc5d0 \ud574\ub2f9\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294\u00a0100\uba85 \uc911\u00a020\ubc88\uc9f8, \uc989 \uc0c1\uc704 20%\uc5d0 \uc18d\ud55c\ub2e4\uace0 \ubcfc \uc218 \uc788\ub2e4.<\/p>\n<p>DB\uc81c\ub3c4\ub97c \uc6b4\uc601\ud558\uace0 \uc788\ub294 \ud68c\uc0ac\uc758 \uacbd\uc6b0 \ubcf4\ub3c4\uc790\ub8cc\uc5d0 \ucca8\ubd80\ub41c\u00a0\u20182024\ub144\ub3c4 \ud1f4\uc9c1\uc5f0\uae08 \uc801\ub9bd\uae08 \uc6b4\uc6a9\ud604\ud669 \ubd84\uc11d\u2019\uc758\u300c\uac01 \uc81c\ub3c4\ubcc4 \ubd84\uc704\uc218\ubcc4 \uc218\uc775\ub960\u00a0\ud604\ud669\u300d\ud45c\ub97c \ucc38\uace0\ud558\uba74 \ub3d9\uc77c\ud55c \ubc29\ubc95\uc73c\ub85c \uac00\uc785\ub41c \uc9c1\uc7a5\uc758 \ubd84\uc704\uc218\ub97c\u00a0\ucd94\uc815\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>DC\u00b7IRP\u00a0\ubd84\uc704\uc218\ubcc4 \uc218\uc775\ub960 \ud604\ud669<\/p>\n<p><span class=\"div_inline\"><img decoding=\"async\" src=\"https:\/\/www.korea.kr\/docViewer\/result\/2025.06\/09\/9842276e54df6d01dbd88fb47cc0d27d\/9842276e54df6d01dbd88fb47cc0d27d.files\/image11.bmp_effect.png\" \/>\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>\ucc38\uace0\ub85c \uc544\ub798 \uc790\ub8cc\ub294 \uc218\uc775\ub960 \uc0c1\uc704\u00a010%\uc758 \uac00\uc785\uc790\uc758 \uc790\uc0b0\uad6c\uc131\uc774 \uc5b4\ub5a0\ud55c\uc9c0\ub97c\u00a0\ud655\uc778\ud560 \uc218 \uc788\ub294 \uc790\ub8cc\uc774\ub2e4.\u00a0\uc740\ud589,\u00a0\uc99d\uad8c,\u00a0\ubcf4\ud5d8 \ub4f1 \uac01\u00a0\uad8c\uc5ed\ubcc4 \uc8fc\uc694 \ud68c\uc0ac\uc758 \uc218\uc775\ub960\u00a0\uae30\uc900\u00a0\uc0c1\uc704\u00a010%\u00a0\uac00\uc785\uc790\uc758 \uc790\uc0b0\uad6c\uc131\uc744 \uc0b4\ud3b4\ubcf4\uba74 \uad8c\uc5ed \ud3c9\uade0 \ub300\ube44\u00a0\uc2e4\uc801\ubc30\ub2f9\ud615\uc758\u00a0\ube44\uc911\uc774 3\ubc30 \uc774\uc0c1\u00a0\ub192\uc740 \ube44\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc74c\uc744 \uc54c \uc218 \uc788\ub2e4. \ud2b9\ud788, \uc740\ud589\uacfc \uc99d\uad8c\uc0ac\uc758 IRP \uc0c1\uc704 \uac00\uc785\uc790\uc758 \uacbd\uc6b0 \uac01\uac01 84%, 92% \ub4f1 \ub300\ubd80\ubd84\uc758 \uc801\ub9bd\uae08\uc744 \uc2e4\uc801\ubc30\ub2f9\ud615 \uc0c1\ud488\uc73c\ub85c \uc6b4\uc6a9\ud558\uace0 \uc788\uc74c\uc744 \uc54c \uc218 \uc788\ub2e4.<\/p>\n<\/div>\n<div id=\"pagebreaker\" class=\"pagebreaker\"><\/div>\n<div id=\"div_page\" class=\"inner even_fe_1 page1\">\n<p>\u00a0\u00a0\uad8c\uc5ed\ubcc4 \uc218\uc775\ub960 \uae30\uc900 \uc0c1\uc704\u00a010%\u00a0\uacc4\uc88c\uc758 \uc790\uc0b0\uad6c\uc131<\/p>\n<p>(\ub2e8\uc704\u00a0: %)<\/p>\n<div class=\"div_right\">\n<table id=\"12\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td colspan=\"2\" rowspan=\"2\">\uc6b4\uc6a9\ubc29\ubc95<\/td>\n<td colspan=\"2\">A\uc740\ud589<\/td>\n<td colspan=\"2\">B\uc99d\uad8c<\/td>\n<td colspan=\"2\">C\ubcf4\ud5d8<\/td>\n<\/tr>\n<tr>\n<td>DC<\/td>\n<td>IRP<\/td>\n<td>DC<\/td>\n<td>IRP<\/td>\n<td>DC<\/td>\n<td>IRP<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"5\">\uc6d0\ub9ac\uae08<\/p>\n<p>\ubcf4\uc7a5\ud615<\/td>\n<td>\uc608\uc801\uae08 \ub4f1<\/td>\n<td>35.7<\/td>\n<td>9.6<\/td>\n<td>2.7<\/td>\n<td>1.9<\/td>\n<td>2.2<\/td>\n<td>5.5<\/td>\n<\/tr>\n<tr>\n<td>\ubcf4\ud5d8 \ub4f1<\/td>\n<td>3.0<\/td>\n<td>1.2<\/td>\n<td>0.8<\/td>\n<td>0.5<\/td>\n<td>63.8<\/td>\n<td>71.6<\/td>\n<\/tr>\n<tr>\n<td>\ub300\uae30\uc131\uc790\uae08<\/td>\n<td>9.2<\/td>\n<td>4.9<\/td>\n<td>7.8<\/td>\n<td>5.4<\/td>\n<td>2.1<\/td>\n<td>1.7<\/td>\n<\/tr>\n<tr>\n<td>\uc815\ubd80\ubcf4\uc99d\ucc44 \ub4f1<\/td>\n<td>1.7<\/td>\n<td>0.3<\/td>\n<td>0.4<\/td>\n<td>0.2<\/td>\n<td>3.3<\/td>\n<td>3.9<\/td>\n<\/tr>\n<tr>\n<td>\uc18c\uacc4<\/td>\n<td>49.6<\/td>\n<td>16.0<\/td>\n<td>11.7<\/td>\n<td>8.0<\/td>\n<td>71.3<\/td>\n<td>82.8<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"3\">\uc2e4\uc801<\/p>\n<p>\ubc30\ub2f9\ud615<\/td>\n<td>\uc9d1\ud569\ud22c\uc790\uc99d\uad8c<\/td>\n<td>50.4<\/td>\n<td>84.0<\/td>\n<td>87.9<\/td>\n<td>91.8<\/td>\n<td>28.1<\/td>\n<td>16.5<\/td>\n<\/tr>\n<tr>\n<td>\ud68c\uc0ac\ucc44 \ub4f1<\/td>\n<td>0<\/td>\n<td>0<\/td>\n<td>0.4<\/td>\n<td>0.2<\/td>\n<td>0.7<\/td>\n<td>0.7<\/td>\n<\/tr>\n<tr>\n<td>\uc18c\uacc4<\/td>\n<td>50.4<\/td>\n<td>84.0<\/td>\n<td>88.3<\/td>\n<td>92.0<\/td>\n<td>28.7<\/td>\n<td>17.2<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\ucd1d\uacc4<\/td>\n<td>100.0<\/td>\n<td>100.0<\/td>\n<td>100.0<\/td>\n<td>100.0<\/td>\n<td>100.0<\/td>\n<td>100.0<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\uc218\uc775\ub960*<\/td>\n<td>4.0<\/td>\n<td>9.3<\/td>\n<td>19.8<\/td>\n<td>29.4<\/td>\n<td>4.9<\/td>\n<td>5.4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>*\u00a0\uc0c1\uc704\u00a010%(100\uba85\uc911\u00a010\ub4f1)\u00a0\uac00\uc785\uc790\uc758 \uc218\uc775\ub960(1~10\ub4f1\uc758 \ud3c9\uade0\uc774 \uc544\ub2d8)<\/p>\n<p>&nbsp;<\/p>\n<table id=\"13\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td>3<\/td>\n<td>&nbsp;<\/td>\n<td>\u00a0\u00a0\ud1f4\uc9c1\uc5f0\uae08\uc758 \uc6b4\uc6a9\uc744 \uc5b4\ub824\uc6cc\ud558\ub294 \uac00\uc785\uc790\ub77c\uba74<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\" div_inline\">\n<p>\u00a0\u00a0\ucd5c\uadfc \uac00\uc785\uc790\ub4e4\uc740\u00a0\uc724\ud0dd\ud55c \ub178\ud6c4\ub97c \uc900\ube44\ud558\uae30 \uc704\ud574\u00a0\uc548\uc815\uc131\uacfc \ud568\uaed8\u00a0\uc218\uc775\ub960 \ud5a5\uc0c1\uc5d0\ub3c4 \uad00\uc2ec\uc744 \uae30\uc6b8\uc774\uae30 \uc2dc\uc791\ud588\uc73c\uba70, \uacfc\uac70\uc5d0 \ube44\ud574\u00a0\uc2e4\uc801\ubc30\ub2f9\ud615 \uc0c1\ud488\uc73c\ub85c \uc801\ub9bd\uae08\uc744\u00a0\uc801\uadf9\uc801\uc73c\ub85c \uc6b4\uc6a9\ud558\ub294 \ucd94\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\uc758 \uacb0\uacfc,\u00a0\ud1f4\uc9c1\uc5f0\uae08 \uc218\uc775\ub960\uc774 \uc810\uc9c4\uc801\uc73c\ub85c\u00a0\uac1c\uc120\ub418\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ud3c9\uac00\ub41c\ub2e4.<\/p>\n<p>\uace0\uc6a9\ub178\ub3d9\ubd80\uc640 \uae08\uc735\uc704\uc6d0\ud68c \ubc0f \uae08\uc735\uac10\ub3c5\uc6d0\uc740 \uc774\ub7ec\ud55c\u00a0\uac00\uc785\uc790\uc758 \ub2c8\uc988(Needs)\ub97c\u00a0\ucd5c\ub300\ud55c \ucda9\uc871\ud558\uae30 \uc704\ud574\u00a0\ub2e4\uc591\ud55c \uc81c\ub3c4\uac1c\uc120\uc744\u00a0\ucd94\uc9c4\ud574\uc654\ub2e4.<\/p>\n<p>\ud22c\uc790\uc5d0 \uc775\uc219\uc9c0\u00a0\uc54a\uac70\ub098 \ub3c4\uc6c0\uc744 \ubc1b\uae30\ub97c \uc6d0\ud558\ub294 \uac00\uc785\uc790\uc758 \uacbd\uc6b0 \uae08\uc735\uc804\ubb38\uac00\uc758\u00a0\ub3c4\uc6c0\uc744\u00a0\ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d\u00a0\ud1f4\uc9c1\uc5f0\uae08\uc0ac\uc5c5\uc790\uac00\u00a0\uc9c1\uc811 \uad6c\uc131\ud55c\u00a0\ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0\u00a0\ud22c\uc790\ud558\uc5ec \uc801\ub9bd\uae08\uc744\u00a0\uc6b4\uc6a9\ud560\u00a0\uc218 \uc788\ub294\u00a0\u2018\ub514\ud3f4\ud2b8\uc635\uc158 \uc81c\ub3c4\u2019\ub97c \ub3c4\uc785\ud558\uc5ec\u00a0\uc6b4\uc601\u00a0\uc911\uc774\uba70,<\/p>\n<p>\uac00\uc785\uc790\uac00\u00a0\ub354 \ub098\uc740 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294\u00a0\ub2e4\ub978 \ud1f4\uc9c1\uc5f0\uae08\uc0ac\uc5c5\uc790\ub85c\u00a0\ubcf4\uc720 \uc0c1\ud488\uc744\u00a0\uadf8\ub300\ub85c\u00a0\uc62e\uae38 \uc218 \uc788\ub3c4\ub85d \u2018\ud1f4\uc9c1\uc5f0\uae08 \uc2e4\ubb3c\uc774\uc804 \uc11c\ube44\uc2a4\u2019*\ub97c \uac1c\uc2dc\ud558\uc600\ub2e4.<\/p>\n<p>*\u00a0\ucd5c\uadfc\u00a06\uac1c\uc6d4\uac04(\u201924.10.31.~\u201925.4.30.)\u00a0\uc801\ub9bd\uae08 \uc57d\u00a03.8\uc870\uc6d0, 6.5\ub9cc\uac74\uc774 \uc774\uc804\ub428<\/p>\n<p>\uc544\uc6b8\ub7ec, \ucd5c\uadfc\uc5d0\ub294\u00a0\u2018\ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800(RA)\u2019\ub97c \uac1c\ubc1c\u00b7\uc774\uc6a9\ud558\uc5ec\u00a0\ud22c\uc790\uc790\ubb38\uc5c5\uc744\u00a0\uc601\uc704\ud558\uace0 \uc788\ub294\u00a0\ud540\ud14c\ud06c \uc5c5\uccb4\ub97c \ud601\uc2e0\uc0ac\uc5c5\uc790\ub85c \uc9c0\uc815\ud558\uc5ec \ud1f4\uc9c1\uc5f0\uae08\uc0ac\uc5c5\uc790\uc640\uc758\u00a0\uc81c\ud734\ub97c \ud1b5\ud574\u00a0\ud22c\uc790\uc77c\uc784(IRP \ud55c\uc815)\uc774 \uac00\ub2a5\ud558\ub3c4\ub85d \ud5c8\uc6a9\ud558\uc600\ub2e4.<\/p>\n<p>\uae30\ub300 \uc218\uc775\ub960\uc744 \ub192\uc774\uace0,\u00a0\uc548\uc815\uc801\uc778 \ud22c\uc790\uc131\uacfc\ub97c \uc6d0\ud558\ub294 \uac00\uc785\uc790\ub4e4\uc740 \ub3d9 \uc81c\ub3c4\ub4e4\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uc74c\uc744 \ucc38\uace0\ud558\uae30\ub97c \ubc14\ub780\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<div id=\"pagebreaker\" class=\"pagebreaker\"><\/div>\n<div id=\"div_page\" class=\"inner odd_fe_1 page1\">\n<p>\u203b\u00a0&lt;\ubd99\uc784&gt; 2024\ub144\ub3c4 \ud1f4\uc9c1\uc5f0\uae08 \uc801\ub9bd\uae08 \uc6b4\uc6a9\ud604\ud669 \ubd84\uc11d<\/p>\n<p>&nbsp;<\/p>\n<table id=\"14\" class=\"__se_tbl table_inline\" summary=\"table\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td valign=\"bottom\">\ub2f4\ub2f9 \ubd80\uc11c<\/td>\n<td valign=\"bottom\">\uadfc\ub85c\uae30\uc900\uc815\ucc45\uad00<\/td>\n<td>\ucc45\uc784\uc790<\/td>\n<td>\uacfc\u00a0\u00a0\uc7a5<\/td>\n<td>\uc774\uc900\ud638<\/td>\n<td>044-202-7554<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">(\uace0\uc6a9\ub178\ub3d9\ubd80)<\/td>\n<td valign=\"top\">\ud1f4\uc9c1\uc5f0\uae08\ubcf5\uc9c0\uacfc<\/td>\n<td>\ub2f4\ub2f9\uc790<\/td>\n<td>\uc0ac\ubb34\uad00<\/td>\n<td>\uae40\uc131\ud604<\/td>\n<td>044-202-7572<\/td>\n<\/tr>\n<tr>\n<td valign=\"bottom\">\ub2f4\ub2f9 \ubd80\uc11c<\/td>\n<td valign=\"bottom\">\uc5f0\uae08\uac10\ub3c5\uc2e4<\/td>\n<td>\ucc45\uc784\uc790<\/td>\n<td>\uc2e4\u00a0\u00a0\uc7a5<\/td>\n<td>\uc774\ub3d9\uaddc<\/td>\n<td>02-3145-5180<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\">(\uae08\uc735\uac10\ub3c5\uc6d0)<\/td>\n<td valign=\"top\">\uc5f0\uae08\uac10\ub3c5\ud300<\/td>\n<td>\ub2f4\ub2f9\uc790<\/td>\n<td>\ud300\u00a0\u00a0\uc7a5<\/td>\n<td>\uae40\uc724\uc870<\/td>\n<td>02-3145-5190<\/td>\n<\/tr>\n<tr>\n<td colspan=\"6\" valign=\"top\">\n<div id=\"shape_1\" class=\"div_inline\">\n<div>\n<div>\n<div><\/div>\n<div><\/div>\n<\/div>\n<div>\n<div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; \uc6a9 \ubcf4\ub3c4\uc790\ub8cc &nbsp; \ubcf4\ub3c4\uc2dc\uc810 2025. 6. 9.(\uc6d4) 12:00 (2025. 6. 10.(\ud654) \uc870\uac04) 2024\ub144 \uc6b0\ub9ac\ub098\ub77c \ud1f4\uc9c1\uc5f0\uae08 \ud22c\uc790 \ubc31\uc11c &#8211; \ud1f4\uc9c1\uc5f0\uae08 400\uc870\uc6d0 \ub3cc\ud30c, <\/p>\n","protected":false},"author":10,"featured_media":1852,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1851","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-b5358446fec4ebd0d8fea6f6f37c252f1ae44b13034c0df8ac7586fab1e52f34ecb5358446fec4ebd0d8fea6f6f37c252f1ae44b13034c0df8ac7586fab1e52f34a3b5358446fec4ebd0d8fea6f6f37c252f1ae44b13034c0df8ac7586fab1e52f3"],"_links":{"self":[{"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1851","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1851"}],"version-history":[{"count":1,"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1851\/revisions"}],"predecessor-version":[{"id":1853,"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/1851\/revisions\/1853"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=\/wp\/v2\/media\/1852"}],"wp:attachment":[{"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/velynpilatestimes.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}